Here are
some
great
tips if
you've
ever had
questions
about
whether
or not
to file
a
claim.
For your
convenience,
I
summarized
the
important
points
from a
recent
article
in
The
Atlanta
Journal
Constitution.
If you
would
like to
read the
entire
article,
please
click
here.
Why
you
should
try
err
against
filing
a
lot
of
small
claims
Expert
J.
Robert
Hunter,
director
of
insurance
at
the
Consumer
Federation
of
America
and
former
Texas
insurance
commissioner
and
a
former
federal
insurance
administrator
says,
"What
you
really
want
is
something
to
protect
you
against
a
big
claim.
You
don't
want
to
file
a
bunch
of
little
claims
that
put
you
at
risk
for
your
insurer
dropping
you
to
where
you
don't
have
protection
for
the
big
claim
or
it
becomes
costly
for
you
to
have
coverage."
How
to
avoid
filing
small
claims
•
Keep
your
property
well
maintained,
for
example,
by
investing
in
maintenance
contracts,
to
help
prevent
damages
that
lead
to
claims.
•
Weigh
your
out-of-pocket
costs
versus
the
chance
of
higher
premiums.
•
Likewise,
consider
taking
out
a
higher
deductible,
which
can
lower
premiums.
What
will
likely
raise
your
premiums?
A
one-time
accident,
especially
an
"act-of-god"
will
likely
not
raise
your
premiums,
however,
a
claim
which
could
potentially
reoccur
has
a
higher
risk
of
raising
your
premiums.
Before
you
file
a
claim,
please
call
me
so
that
we
can
discuss
your particular situation.
Feel
free
to share this
article with friends
and
associates.
If
you
haven't
reviewed
your
insurance
policy
in
several
years,
please
contact
me
so I
can
show
you
how
to
reduce
your
premium.
I've
helped
hundreds
of
clients
over
the
years
save
money
on
their
insurance
and
I
will
do
the
same
for
you.
Jay
Zandman
Manning
&
Nozick
Insurance
Agency
53
Perimeter
Center
Suite
120
Atlanta,
GA
30346
800-211-0468
ext
117
770-393-8302
fax
jayz@manning-nozick.com
|
